Investment Disclaimer

1. Nature of This Website

This website and all content published on it by Globex Horizon Investment L.L.C. (hereinafter “Globex Horizon”, “we”, “our”, or “the Company”) is provided for general informational purposes only. Nothing on this website constitutes, or should be construed as constituting, financial advice, investment advice, legal advice, tax advice, or any other form of regulated professional advice.

The information on this website is not directed at, and should not be relied upon by, any person in any jurisdiction where the publication or availability of such information would be contrary to local law or regulation.

2. Regulatory Status

Globex Horizon Investment L.L.C. is incorporated and operates under UAE Federal Commercial Law. The Company holds Commercial Licence No. 523059, with a licensed activity of Investment in Commercial Enterprises and Management, issued on 13 December 2000.

Globex Horizon is not licensed, authorised, or regulated by:

• The UAE Securities and Commodities Authority (SCA)
• The Dubai Financial Services Authority (DFSA)
• The Financial Services Regulatory Authority (FSRA) of ADGM
• The Central Bank of the UAE (CBUAE)
• Any other financial regulatory authority in the UAE or any other jurisdiction

The investment arrangements offered by Globex Horizon are structured as direct private commercial business partnerships under UAE Federal Commercial Law and are not publicly offered financial products, securities, or collective investment schemes. They are not subject to the regulatory protections applicable to licensed financial products under UAE financial services legislation.

Prospective investors are strongly advised to seek independent legal advice from a UAE-licensed lawyer and independent financial advice from a qualified financial adviser before entering into any investment arrangement with Globex Horizon.

3. No Guarantee of Returns

All return figures, appreciation rates, yield projections, and financial estimates presented on this website, in any marketing materials, in any calculations, or in any verbal or written communications from Globex Horizon are indicative only.

Such figures are based on historical operating performance of associated businesses and should not be interpreted as a guarantee, promise, or contractual commitment of future returns unless expressly stated and documented in a signed formal investment agreement.

Past performance of any business, sector, or investment arrangement is not indicative of, and does not guarantee, future performance or results.

Specific Disclaimers on Figures Presented

• Annual appreciation rates displayed (including but not limited to 21.6%, 30%, 38%, and 46.8% per annum) are indicative rates based on current operating performance and contractual terms. Actual returns may differ.
• Revenue and profit figures attributed to associated businesses (including Elaris Luxury Salons) represent historical operating data. Future performance may vary materially.
• Coverage ratios and margin comparisons are provided for illustrative purposes only and do not constitute investment advice or a guarantee of solvency.
• Calculator outputs on this website are illustrative simulations only. They do not constitute a contractual offer or a binding projection of any kind.

4. Investment Risk

All investments carry risk. Investing in private commercial enterprises involves significant risks that may include, but are not limited to:

• Loss of some or all of the capital invested
• Business underperformance or insolvency
• Illiquidity — the inability to exit an investment at a desired time or price
• Changes in UAE law, regulation, or economic conditions
• Operational risks including management failure, staff turnover, and market competition
• Currency risk for investors whose home currency is not the UAE Dirham
• Sector-specific risks including changes in consumer demand, licensing requirements, and lease renewals

The exit provisions described on this website (including the 30–45 day exit and 1-month notice provisions) are subject to the specific terms of each signed investment agreement. Globex Horizon will use commercially reasonable efforts to honour exit requests, but cannot guarantee liquidity in all circumstances.

5. No Offer or Solicitation

Nothing on this website constitutes a public offer, solicitation, or invitation to invest. All investment arrangements between Globex Horizon and investors are made on a private, bilateral basis and are governed exclusively by the terms of individually negotiated and signed investment agreements.

No investment arrangement should be entered into solely on the basis of information presented on this website. Prospective investors are responsible for conducting their own due diligence.

6. Third-Party Information

This website may contain links to third-party websites, including the websites of associated businesses such as Elaris Beauty Salon. Globex Horizon is not responsible for the content, accuracy, or availability of third-party websites, and the inclusion of a link does not imply endorsement of the linked content.

Market data, economic statistics, and sector benchmarks cited on this website are sourced from publicly available information and are provided for context only. Globex Horizon does not warrant the accuracy or completeness of such third-party data.

7. Forward-Looking Statements

This website may contain forward-looking statements, including statements about future business expansion, projected revenues, target branch numbers, and anticipated returns. Such statements are based on current expectations and assumptions and are subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied.

Forward-looking statements should not be relied upon as representations of future fact. Globex Horizon undertakes no obligation to update any forward-looking statement to reflect events or circumstances after the date of publication.

8. Limitation of Liability

To the fullest extent permitted by applicable UAE law, Globex Horizon Investment L.L.C., its directors, officers, employees, and agents shall not be liable for any loss or damage arising out of or in connection with reliance on any information contained on this website, any investment decision made on the basis of information presented on this website, any inaccuracy or error in the content of this website, or any interruption or unavailability of this website.

This limitation of liability does not apply to liability arising from fraud, wilful misconduct, or any other liability that cannot be excluded under applicable UAE law.

9. Governing Law

This disclaimer and any dispute arising in connection with it shall be governed by and construed in accordance with the laws of the United Arab Emirates. Any disputes shall be subject to the exclusive jurisdiction of the courts of Dubai, UAE.

10. Updates to This Disclaimer

Globex Horizon reserves the right to update or amend this Investment Disclaimer at any time. The date of the most recent revision is shown at the top of this page. Continued use of this website following any update constitutes acceptance of the revised disclaimer. If you have any questions about this disclaimer, please contact us before proceeding.